SmartChoice: A rewards program for Progressions members

The great news is – there's no club to join.

Progressions takes care of it all. If you qualify for SmartChoice, you will immediately begin to receive the benefits of SmartChoice membership. Click here to view the qualifications.

SmartChoice Benefits

You'll find that as a SmartChoice member you have some very special privileges.

• No minimum balance for checking accounts

• No monthly service charge for checking accounts

• Free checks

• No low balance fee

• No fee for SmartPay, Progressions's bill payment service

• Make unlimited withdrawals in person at no charge

• Make telephone transfers at no charge

• No charge for check cashing

• Save 25% on Safe Deposit Box fees

• Get freeTraveler's Cheques

• An additional 1/4% APR added to your Certificates

	Checking Account Benefits
	SmartChoice Members	Other Accounts
Minimum balance required	$0	Up to $10,000
Monthly service charge	$0	$5
Check printing	$0	$15 and up
Telephone transfers	$0	$1 each
Electronic bill payment (SmartPay)	$0	$0
Check cashing	$0 (unlimited)	$5 per check
Teller withdrawal fee	$0 (unlimited)	4 free, then $5 each

Qualification criteria and benefits are based on per account/per member, not per household. If the qualification criteria is not maintained, benefits will be automatically discountinued and Progressions's standard fees and charges will apply. Qualification criteria and benefits are subject to change without notice. Discounts and additions to rates or fees may not apply to promotional rates or match/beat the rate programs.

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